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Graham Stephan

Graham Stephan is a real estate investor and personal finance creator who makes YouTube videos about money and co-hosts The Iced Coffee Hour with Jack Selby.

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Graham’s happenings, collected from public sources, plus their backstory and Starbook, where fans write.

Known for

Overview

Work: Personal finance creator, real estate investor, and podcast host
Started in real estate: At 18, before building a YouTube career
First YouTube video: December 2016
Podcast: The Iced Coffee Hour, co-hosted with Jack Selby since 2020

Mini bio

Before the camera.

Graham began working in real estate at 18. In interviews, he describes saving commissions because sales were unpredictable, then buying inexpensive foreclosures in 2011, fixing them up, and renting them out.

Finding his audience.

He posted his first YouTube video in December 2016. The channel gave him a place to talk about credit cards, saving, investing, and property with people who shared those interests. By his December 2019 interview with The Financial Diet, he said the channel alone was earning over $1 million a year.

A familiar face in personal finance.

His 2019 reaction to his own CNBC Millennial Money feature brought his spending habits into the same format he used to discuss other people’s budgets. Today his official site lists more than five million YouTube subscribers, along with a real estate course, a newsletter, and Bankroll Coffee.

Longer conversations.

The Iced Coffee Hour began in May 2020. With Jack Selby, Graham interviews guests about their lives, careers, and finances. Recent episodes stretch from property and investing to restaurants, fitness, and the business of online media.

Creditschronological, newest first

2026An Urgent Warning For ALL InvestorsCreator and presenter
2020–presentThe Iced Coffee HourCo-host with Jack Selby
2019Reacting to Myself: Living On $1.6 Million A Year In Los Angeles | Millennial MoneyCreator and presenter
2019The Financial Confessions: Building wealth, self-discipline, and savingInterview guest

Quotes

I think the more you save, and the more you invest, the more options you have.Graham Stephan, The Financial Confessions, December 16, 2019

On what motivates his saving habits. Interview: https://www.youtube.com/watch?v=dHBl7TunWOs ; transcript: https://nerdfighteria.info/v/dHBl7TunWOs/

Trivia

He told The Financial Diet that washing his car was a way to relax.
In the same 2019 interview, he said he wanted to return to playing drums and set up another saltwater aquarium.
He reacted to his own CNBC Millennial Money appearance in a November 2019 video.
In a March 2020 interview, he named Halloween as one of his favorite holidays.